Maximizing Credit to Create a Stronger Offer

Sick of your FHA clients getting pushed to the side for Conventional clients? This class will help you understand the ins and outs about how credit scores are formed and calculated to help FHA clients become Conventional borrowers. Increasing credit scores will help your clients maximize their offer. By simply increasing credit scores 20 to 40 points, this could help your clients offer an extra $10,000-$40,000 when purchasing a house. How many offers have you lost to $20,000 or conventional financing? Andrew’s class will help you understand the rules of credit, convert renters into homeowners and help you close more deals efficiently

This class covers:

- Maxing our credit to lower interest and mortgage insurance/private mortgage insurance rates

- Clearing up the myths and misconceptions about credit

- Prevent customers from self-sabotaging themselves. Most clients run to pay off negative items which typically ends up dropping their credit score

- How to convert FHA buyers to Conventional buyers so their offer is stronger and more likely to be accepted

-Complete breakdown of how FICO mortgage credit scores are calculated

-Why online credit scores are completely different from mortgage credit pulls

- How to fix credit themselves

- Public records being removed from reports and the issues that can arise from it

This class includes 2 hours of CE credit

Instructor: Andrew Nuntapreda

Andrew Nuntapreda has been studying FICO algorithms for 7 years. Andrew is extremely passionate about educating the public on how credit scores are formed and calculated since he believes it should be taught in high schools and colleges. Andrew comes from a family of five and raised by a single mom who is a Thai immigrant. Originally from Utah, his hobbies include snowboarding, beekeeping, gardening, and being a positive life coach.

Host: Ben Bunte