Colorado’s Most Common Title Issues: Water Rights, HOAs, and Mixed-Use Challenges

Colorado’s unique geography and property types present title challenges that realtors should be aware of. Three issues appear most frequently across the state:

1. Water Rights 

Water rights in Colorado can be owned, leased, or shared. Missing documentation or unclear ownership can delay a closing or alter a property’s value.

2. HOA Documentation 

HOAs in Colorado differ greatly in transparency, responsiveness, and available records. Ordering documents early helps avoid delays and enables buyers to identify dues, restrictions, and special assessments.

3. Mixed-Use or Nonstandard Zoning 

Properties that combine residential and commercial uses often need more thorough title searches and more intricate compliance requirements.

Working closely with Canyon Title helps ensure these issues are identified early and resolved efficiently.